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| FHA Purchase with Low Down Payment. |
| Chapter 13 Participant Loan |
| Conventional Financing - Purchase or Refinance |
Rates last updated on Wednesday, January 06, 2010
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FHA Purchase with Low Down Payment.
Yes...it's true, you can move into the house of your dreams with as little as 3.5% down payment!
Term: 30 years
Maximum Amount: $180,000
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Chapter 13 Participant Loan
Yes...we can get a loan for you even if you are in Chapter 13!
The requirements are as follows:
- Perfect Trustee Pay History
- Perfect Rental or Mortgage Pay History Since the Chapter 13 Filing
- Ratio's that meet FHA debt ratio guidelines
- Letter of Explanation describing the reason why you filed Bankruptcy
- No other prior Bankruptcy Filings to the current Chapter 13
Term: 30 years
Maximum Amount: $180,000
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Conventional Financing - Purchase or Refinance
Yes, We still offer great interest rates for bank financing clients.
20% down and avoid MI, option to escrow or not to escrow.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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